This is the real 2026 picture for medicaid assisted living coverage in Springfield, Delaware County — real local numbers and how families here actually pay, not a national average.
The local picture in Springfield
Springfield is a family-oriented Delaware County township with a moderately priced mix of assisted living and personal care homes around the Springfield Mall area and Saxer Avenue.
Springfield sits in Delaware County. Nearby hospitals include Mercy Fitzgerald Hospital, Bryn Mawr Hospital, which matters for discharge planning and for staying close to a parent's doctors. Families here commonly focus on areas such as Springfield Mall Area, Saxer Avenue. Springfield pricing trends near the metro median.
Medicaid Assisted Living Coverage: what drives the number
Pennsylvania Medicaid does not pay room and board in a Personal Care Home or Assisted Living Residence setting, which surprises many families. What Community HealthChoices (CHC) can cover is the personal-care and support-services portion in a participating home for seniors who meet a nursing-facility level of care and Pennsylvania's income and asset limits. The resident typically applies Social Security income to rent and meals, with CHC covering care on top.
Sources Springfield families combine
Most families layer several sources rather than relying on one. Usually it starts with private savings and Social Security, and long-term-care insurance kicks in next if there's a policy in place. Wartime veterans and surviving spouses should check VA Aid & Attendance through the Corporal Michael J. Crescenz VA Medical Center. And Pennsylvania's Community HealthChoices (CHC), along with the LIFE program, can cover care services — though not room and board — for seniors who meet the functional and financial tests, after a nursing-facility level-of-care assessment. Springfield pricing trends near the metro median.
A free advisor can sort out which of these your family actually qualifies for, and which Springfield-area providers will take them.
What to do next
A free Philly Senior Advisor advisor can shortlist options that fit your budget and timeline and set up tours. Reach us at (855) 768-7212 or online — there's never a fee for families.
